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* Recipient and Corresponding Banks abroad may charge a fee for receiving payments.
Free international payments are just one of the benefits of our Premier International Account in Sterling, US Dollars or Euros. Find out about the benefits of our international current account*. (*Account fee may apply if balance falls below minimum requirement)
For more ways to take advantage of sending money overseas for free, take a look at our Foreign Exchange Services
We offer a wide range of foreign exchange services. When you make a payment online, you'll be told how much you should expect to leave your account or how much the recipient will receive.
If you want certainty over the exchange rate, you should make your payment in the currency of the country you are sending it to. Otherwise, you won't know what exchange rate is going to be used by the receiving bank.
For our exchange rates for international money transfers, please call Offshore PhoneBank®:
From the UK: 08457 449 900
From outside the UK +44 (0) 1539 736 626
Lines are open 24 hours a day, 7 days a week.
Online:
Make international money transfers from your currency accounts for free.
Telephone:
Call Offshore PhoneBank®:, From the UK: 08457 449 900 From outside the UK: + 44 (0) 1539 736 626 Lines are open 24 hours a day, 7 days a week
In writing:
You can send your request to transfer money overseas to: Lloyds TSB Bank PO Box 368 Douglas Isle of Man IM99 3XU
We may make additional security checks before acting on a particular request for an International Money Transfer, when we believe we are justified in doing so.
These are useful if you don't know the bank account details of the overseas recipient (as they are paper-based).
Recipients can see at once that payment has been made, however, payment may take longer to arrive compared with online transfers. Drafts have to be paid into an account in the same name as the recipient.
We can either:
There's a charge of £15 (plus registration fee, if posted). There may also be local bank charges for the person receiving it.
Using the free International Moneymover Service instead will cut charges and reduce delays.
Make regular International Money Transfers automatically and free of charge.
You'll need to give us accurate information about the person you are sending it to. This includes:
You'll need to provide us with your recipient's bank account number and the full name and address of their bank.
For payments to the EU (European Union and EEA (European Economic Area) and selected other countries, you'll also need to provide the BIC (Bank Identifier Code)/Swift code and the IBAN (International Bank Account Number).
BIC and IBAN codes are similar to a bank account number and sort code in the UK. They are compulsory for payments to European Economic Area (EEA) countries and other countries around the world where an IBAN is required. You'll need to get these details from the person you want to transfer money overseas to.
IBAN stands for International Bank Account Number. It is a unique code that identifies an individual bank account. We won't be able to process your payment to the European Union, EEA (European Economic Area) and other countries where an IBAN is required, without it.
IBANs are obligatory for payments to the European Union and EEA (European Economic Area) and other countries where an IBAN is required. Please note that IBANs can have a different number of characters and are a mix of letters and numbers.
You'll need to ask your recipient for the BIC/SWIFT code of their bank.
Your payment should get to the recipient's bank in 1-3 days – the time it takes will vary from country to country. We aren’t in control of how long it takes the recipient’s bank to process the transfer, however.
You'll get a reference number if you pay online and can print off your own receipt. Payments made by phone will be shown on your statement, so please check this carefully.
If for any reason the money doesn't arrive, please tell us as soon as possible and we'll try to trace it. You may be charged for this service.
Yes. Charges will vary depending on the value of the cheque and whether it’s paid into a Currency Account or a Sterling Account. See the charges information
Cheques or drafts by negotiation will be credited into your account in a few days, minus charges. This service can only be used if the draft or the cheque is in the local currency. Cheques can still be unpaid by the bank, at a later date
If the payment is from a high-risk country or isn't in the sender's local currency, it's likely the payment will be sent for collection. This means your account won't be credited until we’re certain the money will be paid. The time this takes will depend on the country involved – it can take several weeks.
It's usually cheaper, quicker and simpler to use electronic payments.
Payments to new recipients can be made as soon as their details have been set up.
Online International Payments lets you send money globally from your international accounts using Currency Internet Banking (this service is unavailable for Premier International Accounts opened in Sterling).
You can make international money transfers online with any of these Lloyds TSB International accounts:
It's free to make or receive payments via our International Moneymover Service. Please note, there may be charges levied by the overseas bank.
If you’re a Lloyds TSB International customer, log on to Currency Internet Banking. Our International Online Payments service is only available thorough Currency Internet Banking, and is subject to account withdrawal restrictions.
See how simple it is to make an online international payment with our demo.
From the UK, call0800 055 6358
Outside the UK, call+44 (0) 1624 641 825
Lines open Mon-Fri 8am-6pm and Saturday 9.30am-1.30pm UK time
Telephone calls may be recorded and monitored.
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